![]() ![]() ![]() Part of the reason I never got one month ahead was that I didn’t see the benefit. So you need to have a full month’s income saved, in addition to what you need to pay your bills for the current month. With budgeting one month ahead, you use this month’s income to fund next month. It worked, but I was never budgeting all at once. Previously, I’d budget one paycheck at a time, so I wouldn’t fully find my budget categories at the beginning of the month (I have a habit of throwing any extra money we get into investment accounts). We’ve been budgeting for ten years this month, and it’s the first month I’ve gotten a month ahead in the budget. ThreeYear has pretty bad money anxiety and doesn’t look at the budget) is get a month ahead in our budgeting. One thing I’ve never been able to do (and I say “I” because Mr. Over the years, I’ve trained myself not to touch some of it, to keep it off limits, and giving myself artificial boundaries around eating out and entertainment has helped us spend less over time. I am a natural spender, not a saver, so putting artificial boundaries around my money is important. I know there are many people who don’t budget, but for me, it’s been a lifesaver.
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